FREEdom Personal Checking

• $500 initial deposit to open the account
• No minimum balance requirement
• Unlimited check writing
• No monthly maintenance fees
• Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
• Monthly imaged statement

Platinum NOW Checking

• $500 initial deposit to open the account
• No monthly fee with $500 minimum average daily balance
• Unlimited check writing
• Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
• APY of 0.10% Dividend Rate of 0.10% (Minimum daily balance requirement of $500 or more)
• Monthly imaged statement

Golden Eagle NOW Checking

• $500 initial deposit to open the account
• No minimum balance requirement
• Unlimited check writing
• No monthly maintenance fees
• Other services at discounted prices
• Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
• APY of 0.25% Dividend Rate of 0.25%
• Account owner must be 55 yrs or older
• Monthly imaged statement

Platinum Money Market

• $1,000 initial deposit to open the account
• $1,000 minimum average daily balance to avoid a fee and $1,000 minimum daily balance to obtain the Annual Percentage Yield (APY)
• Monthly imaged statement

Eagle Savers

• $1 initial deposit to open the account
• $1 minimum balance, no minimum balance service charge
• Account owner must be age 17 or under with parent or guardian co-signer
• Quarterly truncated statement

Statement Savings

• $200 initial deposit to open the account
• $200 minimum average daily balance avoid a fee and $200 daily balance to obtain the APY
• Quarterly truncated statement
• APY of 1.50% Dividend Rate of 1.49%

Certificates/IRAs

$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY) ‐ except for Education IRAs.($500 min.) Early withdrawal penalty: 90 days simple dividends on the amount withdrawn for certificates of 12 months or less, 180 days simple dividends on the amount withdrawn for certificates greater than 12 months term.

Platinum NOW Checking

• Only Available to Government and Not for Profits
• $500 initial deposit to open the account
• No monthly fee with $500 minimum average daily balance
• Unlimited check writing
• Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
• APY of 0.10% Dividend Rate of 0.10% (Minimum daily balance requirement of $500 or more)
• Monthly imaged statement

FREEdom Business Checking

• $500 initial deposit to open the account
• No minimum balance requirement
• Up to 500 debits and/or credits per month, with no monthly service charges
• Monthly imaged statement
• Preferred banking services for your employees

Platinum Money Market

• $1,000 initial deposit to open the account
• $1,000 minimum average daily balance to avoid a fee and $1,000 minimum daily balance to obtain the Annual Percentage Yield (APY)
• Monthly imaged statement

Statement Savings

• $200 initial deposit to open the account
• $200 minimum average daily balance avoid a fee and $200 daily balance to obtain the Annual Percentage Yield (APY)
• Quarterly truncated statement
• APY of 1.50% Dividend Rate of 1.49%

Certificates

$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY). Early withdrawal penalty: 90 days simple dividends on the amount withdrawn for certificates of 12 months or less, 180 days simple dividends on the amount withdrawn for certificates greater than 12 months term.